Natural hazards · Williamsburg

Williamsburg, OH natural hazards

Most of the natural-hazard damage FEMA expects in Williamsburg comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1980. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Williamsburg?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Williamsburg to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes11%Cold waves9%Earthquakes5%Heat waves5%Everything else11%

By hazard

What Williamsburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 52 years in the area

Cold waves

9% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 61% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Williamsburg flood?

Every paid claim on a federal flood insurance policy in Williamsburg, from FEMA’s records.

7paid claims since 1980

$697Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Williamsburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clermont County.

Disasters that hit Williamsburg

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Williamsburg itself: aid to households, or repair grants to the Township of Williamsburg.

Brought FEMA money into WilliamsburgDeclared for Clermont County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$5K to the Township of Williamsburg for repairs

2008

Record Snow and Near Record Snow

$4K to the Township of Williamsburg for repairs

2001

Severe Storms and Flooding

$6K to the Township of Williamsburg for repairs

Clermont County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around Williamsburg

Williamsburg and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingLow

Williamsburgmostly inland floodingLow

Tatemostly inland floodingLow

Bataviamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Williamsburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Williamsburg’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Williamsburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Williamsburg total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.