Natural hazards · Tate

Tate, OH natural hazards

Most of the natural-hazard damage FEMA expects in Tate comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tate?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tate to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding52%Tornadoes12%Cold waves12%Heat waves6%Earthquakes6%Everything else12%

By hazard

What Tate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 59 years in the area

Cold waves

12% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tate flood?

FEMA's records show no paid flood insurance claims in Tate.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clermont County.

Disasters that hit Tate

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tate itself: aid to households, or repair grants to the Township of Tate.

Brought FEMA money into TateDeclared for Clermont County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$15K to the Township of Tate for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$16K to the Township of Tate for repairs

Clermont County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around Tate

Tate and the towns around it

Very lowLowModerateHighVery high

Clarkmostly inland floodingModerate

Franklinmostly inland floodingModerate

Washingtonmostly inland floodingModerate

Monroemostly inland floodingLow

Williamsburgmostly inland floodingLow

Tatemostly inland floodingLow

Bataviamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tate covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Tate’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Tate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tate total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.