Natural hazards · Wakeman

Wakeman, OH natural hazards

Most of the natural-hazard damage FEMA expects in Wakeman comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wakeman?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wakeman to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes14%Lightning7%Strong wind7%Cold waves6%Hail5%Everything else5%

By hazard

What Wakeman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 36 years in the area

Lightning

7% of expected damage

Above average · higher than 63% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wakeman flood?

Every paid claim on a federal flood insurance policy in Wakeman, from FEMA’s records.

3paid claims since 1998

$10Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Late winter storms: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wakeman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Wakeman

Federal disasters declared here

None of the disasters declared for Huron County shows FEMA aid or repair money reaching Wakeman itself in FEMA’s records.

Brought FEMA money into WakemanDeclared for Huron County only

Huron County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Wakeman

Wakeman and the towns around it

Very lowLowModerateHighVery high

Florencemostly inland floodingModerate

Wakemanmostly inland floodingLow

Townsendmostly inland floodingLow

Clarksfieldmostly inland floodingLow

Camdenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wakeman covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wakeman’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wakeman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wakeman total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.