Natural hazards · Clarksfield

Clarksfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Clarksfield comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Clarksfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarksfield to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes13%Lightning8%Strong wind7%Cold waves6%Hail6%Everything else6%

By hazard

What Clarksfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 46 years in the area

Lightning

8% of expected damage

Above average · higher than 63% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 4 times a year in the area

Hail

6% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Clarksfield flood?

FEMA's records show no paid flood insurance claims in Clarksfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Clarksfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Clarksfield

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarksfield itself: aid to households, or repair grants to the Township of Clarksfield.

Brought FEMA money into ClarksfieldDeclared for Huron County only

2008

Record Snow and Near Record Snow

$2K to the Township of Clarksfield for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$3K to the Township of Clarksfield for repairs

Huron County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Clarksfield

Clarksfield and the towns around it

Very lowLowModerateHighVery high

Hartlandmostly inland floodingLow

Wakemanmostly inland floodingLow

Clarksfieldmostly inland floodingLow

New Londonmostly inland floodingLow

Camdenmostly inland floodingVery low

Brightonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarksfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Clarksfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Clarksfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.