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Natural hazards · Union

Union, OH natural hazards

Most of the natural-hazard damage FEMA expects in Union comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Union?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Union to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes13%Cold waves8%Earthquakes7%Strong wind5%Everything else11%
By hazard

What Union faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

13% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 20 years in the area

Cold waves

8% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 5 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 66% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Union flood?

FEMA's records show no paid flood insurance claims in Union.

of all homes
are insured
No community discount. Union isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Auglaize County.
Disasters that hit Union

Federal disasters declared here

None of the disasters declared for Auglaize County shows FEMA aid or repair money reaching Union itself in FEMA’s records.

Brought FEMA money into UnionDeclared for Auglaize County only
Auglaize County has had 10 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Union

Union and the towns around it

Perry: Low, mostly inland floodingClay: Low, mostly inland floodingDuchouquet: Moderate, mostly inland floodingLima: Moderate, mostly inland floodingBath: Low, mostly inland floodingAuglaize: Low, mostly inland floodingWestminster: Low, mostly inland floodingPusheta: Low, mostly inland floodingJackson: Very low, mostly inland floodingStokes: High, mostly inland floodingLogan: Moderate, mostly inland floodingShawnee: Moderate, mostly inland floodingMoulton: Moderate, mostly inland floodingFort Shawnee: Moderate, mostly inland floodingWapakoneta: Moderate, mostly inland floodingUnion: Low, mostly inland flooding UnionPerryClayDuchouquet
Very lowLowModerateHighVery high
Duchouquetmostly inland floodingModerate
Claymostly inland floodingLow