Natural hazards · Sylvania

Sylvania, OH natural hazards

Most of the natural-hazard damage FEMA expects in Sylvania comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sylvania?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sylvania to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes13%Cold waves5%Everything else10%

By hazard

What Sylvania faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 74% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sylvania flood?

Every paid claim on a federal flood insurance policy in Sylvania, from FEMA’s records.

2paid claims since 1982

$5Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sylvania isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

Disasters that hit Sylvania

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sylvania itself: aid to households, or repair grants to the City of Sylvania.

Brought FEMA money into SylvaniaDeclared for Lucas County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

57 households applied for aid $64K aid approved

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Sylvania

Sylvania and the towns around it

Very lowLowModerateHighVery high

Sylvaniamostly inland floodingModerate

Whitefordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sylvania covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Sylvania’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sylvania. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sylvania total about $5.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.