Natural hazards · Sylvania

Sylvania, OH natural hazards

Most of the natural-hazard damage FEMA expects in Sylvania comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1985.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sylvania?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sylvania to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes13%Cold waves5%Everything else11%

By hazard

What Sylvania faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 74% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sylvania flood?

Every paid claim on a federal flood insurance policy in Sylvania, from FEMA’s records.

1paid claims since 1985

$18Kpaid to owners

0homes flooded more than once

19852026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sylvania isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

Disasters that hit Sylvania

Federal disasters declared here

None of the disasters declared for Lucas County shows FEMA aid or repair money reaching Sylvania itself in FEMA’s records.

Brought FEMA money into SylvaniaDeclared for Lucas County only

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Sylvania

Sylvania and the towns around it

Very lowLowModerateHighVery high

Ottawa Hillsmostly inland floodingHigh

Richfieldmostly inland floodingModerate

Sylvaniamostly inland floodingModerate

Springfieldmostly inland floodingModerate

Sylvaniamostly inland floodingModerate

Toledomostly inland floodingLow

Whitefordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sylvania covers 18 census tracts, combined by population.

Money that reached townFlood claims are matched to Sylvania’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Sylvania. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sylvania total about $18.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.