Natural hazards · Summit

Summit, OH natural hazards

Most of the natural-hazard damage FEMA expects in Summit comes from inland flooding, and overall the risk is very low for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Summit?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Summit to be higher than in 9% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding57%Lightning16%Tornadoes6%Everything else20%

By hazard

What Summit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lightning

16% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

6% of expected damage

Below average · higher than 47% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Summit flood?

FEMA's records show no paid flood insurance claims in Summit.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Summit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Summit

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Summit itself: aid to households, or repair grants to the Township of Summit.

Brought FEMA money into SummitDeclared for Monroe County only

2019

Severe Storms, Flooding, and Landslides

$10K to the Township of Summit for repairs

2018

Severe Storms, Landslides, and Mudslides

$91K to the Township of Summit for repairs

2012

Severe Storms and Straight-Line Winds

$2K to the Township of Summit for repairs

2011

Severe Storms and Flooding

$29K to the Township of Summit for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$29K to the Township of Summit for repairs

2004

Severe Storms, Flooding, Mudslides, and Landslides

$32K to the Township of Summit for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

$5K to the Township of Summit for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$52K to the Township of Summit for repairs

Monroe County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Summit

Summit and the towns around it

Very lowLowModerateHighVery high

Franklinmostly inland floodingHigh

Waynemostly inland floodingHigh

Senecamostly inland floodingLow

Malagamostly inland floodingLow

Summitmostly inland floodingVery low

Centermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Summit is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Summit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Summit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.