Natural hazards · Malaga

Malaga, OH natural hazards

Most of the natural-hazard damage FEMA expects in Malaga comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 35 claims here since 1998. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Malaga?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malaga to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding67%Lightning11%Tornadoes6%Everything else16%

By hazard

What Malaga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Lightning

11% of expected damage

Well above average · higher than 98% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 30 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Malaga flood?

Every paid claim on a federal flood insurance policy in Malaga, from FEMA’s records.

35paid claims since 1998

$540Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Tropical Storm Ivan: 11 claims, $265K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Malaga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Malaga

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malaga itself: aid to households, or repair grants to the Township of Malaga.

Brought FEMA money into MalagaDeclared for Monroe County only

2018

Severe Storms, Landslides, and Mudslides

$9K to the Township of Malaga for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$17K to the Township of Malaga for repairs

Monroe County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Malaga

Malaga and the towns around it

Very lowLowModerateHighVery high

Somersetmostly inland floodingVery high

Waynemostly inland floodingVery high

Malagamostly inland floodingLow

Senecamostly inland floodingLow

Sunsburymostly inland floodingLow

Centermostly inland floodingVery low

Summitmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malaga covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Malaga’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Malaga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Malaga total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.