Natural hazards · Springcreek

Springcreek, OH natural hazards

Most of the natural-hazard damage FEMA expects in Springcreek comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 9 claims here since 1990. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springcreek?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springcreek to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes15%Earthquakes13%Strong wind5%Everything else11%

By hazard

What Springcreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 57 years in the area

Earthquakes

13% of expected damage

Above average · higher than 73% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springcreek flood?

Every paid claim on a federal flood insurance policy in Springcreek, from FEMA’s records.

9paid claims since 1990

$110Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Central U.S. April Flooding: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springcreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miami County.

Disasters that hit Springcreek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Springcreek itself: aid to households, or repair grants to the Township of Springcreek.

Brought FEMA money into SpringcreekDeclared for Miami County only

2012

Severe Storms and Straight-Line Winds

$10K to the Township of Springcreek for repairs

Miami County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Springcreek

Springcreek and the towns around it

Very lowLowModerateHighVery high

Orangemostly inland floodingModerate

Stauntonmostly inland floodingModerate

Piquamostly inland floodingModerate

Brownmostly inland floodingLow

Springcreekmostly inland floodingVery low

Washingtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springcreek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springcreek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Springcreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springcreek total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.