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Natural hazards · Piqua

Piqua, OH natural hazards

Most of the natural-hazard damage FEMA expects in Piqua comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 5 claims here since 1990. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Piqua?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Piqua to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Earthquakes7%Cold waves6%Strong wind5%Everything else7%
By hazard

What Piqua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

12% of expected damage
Above average · higher than 74% of U.S. places

Earthquakes

7% of expected damage
Above average · higher than 68% of U.S. places

Cold waves

6% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 5 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Piqua flood?

Every paid claim on a federal flood insurance policy in Piqua, from FEMA’s records.

5paid claims since 1990
$17Kpaid to owners
0homes flooded more than once
19902026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Piqua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Miami County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Piqua

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Piqua itself: aid to households, or repair grants to the City of Piqua.

Brought FEMA money into PiquaDeclared for Miami County only
2024

Tornadoes

2 households applied for aid
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

2 households applied for aid
2012

Severe Storms and Straight-Line Winds

$372K to the City of Piqua for repairs
2008

Severe Wind Storm Associated With Tropical Depression Ike

$88K to the City of Piqua for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

2 households applied for aid $6K aid approved
2004

Snow

$54K to the City of Piqua for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$20K to the City of Piqua for repairs
Miami County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.
Around Piqua

Piqua and the towns around it

Washington: Very low, mostly inland floodingSpringcreek: Very low, mostly inland floodingStaunton: Moderate, mostly inland floodingNewberry: Low, mostly inland floodingWashington: Very low, mostly inland floodingOrange: Moderate, mostly inland floodingConcord: Low, mostly inland floodingNewton: Low, mostly inland floodingBrown: Low, mostly inland floodingTroy: Moderate, mostly inland floodingMonroe: Very low, mostly inland floodingTipp City: Low, mostly inland floodingElizabeth: Low, mostly inland floodingLostcreek: Low, mostly inland floodingBethel: Very low, mostly inland floodingPiqua: Moderate, mostly inland flooding PiquaWashingtonSpringcreekStaunton
Very lowLowModerateHighVery high
Stauntonmostly inland floodingModerate
Piquamostly inland floodingModerate
Springcreekmostly inland floodingVery low
Washingtonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Piqua covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Piqua’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Piqua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Piqua total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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