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Housing in Spring Valley

A typical Spring Valley home is worth roughly $157,000

Home prices around Spring Valley have risen about 46% over the past 5 years.

Typical home value
$157K
▼ 2.7% in a year · OH $249K
Estimate
2-bedroom rent
$1,200
a month, utilities in · HUD
Median tax bill
$2,768
OH $2,822

What kind of housing town is Spring Valley?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 2 years of income

Less than across Ohio (3.5 years). Try your own numbers below.

You could afford about
$278,000
Typical Spring Valley home $157K

That covers a typical Spring Valley home, with $121K to spare.

The typical home, each month
$1,050
Loan $780Tax $230Insurance $50

A two-bedroom rents for about $1,200 a month here, $150 more than owning.

How Spring Valley ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Spring Valley’s typical property tax (1.76% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

1 of Spring Valley’s houses are on the National Register

Half of Spring Valley’s homes were built before 1938.

History →
Owners and renters
Own 84%Rent 17%

Ohio: 67% own.

1938
typical home built · OH 1970
$2,768
median property tax bill · OH $2,822
1.76%
of a home’s value, a year in tax · OH 1.31%
3%
of homes are seasonal or vacation homes
Historic houses in Spring Valley

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.

Price trend

Home prices up 46% in 5 years

The federal house price index for the ZIP code around Spring Valley rose 46% over the past 5 years, slower than across Ohio (53%). Last year prices fell 2.7%.

Spring Valley areaOhio
−50%0%+50%+100%+150%200020052010201520202025
−2.7%
past year
+46%
past 5 years
+81%
past 10 years

How Spring Valley ranks on rising home prices →

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Spring Valley, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,200

Renters already here pay a median of $1,125.

Fair Market Rent a month, utilities included

Studio$870
1 bedroom$950
2 bedrooms$1,200
3 bedrooms$1,560
4 bedrooms$1,710
17%
of households rent · OH 33%
30
renter households
$1,125
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Dayton-Kettering-Beavercreek, OH MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Spring Valley buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Spring Valley still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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