Natural hazards · Spring Valley

Spring Valley, OH natural hazards

Most of the natural-hazard damage FEMA expects in Spring Valley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2004. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Valley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Valley to be higher than in 29% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves15%Tornadoes10%Everything else13%

By hazard

What Spring Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 44 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Valley flood?

Every paid claim on a federal flood insurance policy in Spring Valley, from FEMA’s records.

4paid claims since 2004

$47Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Spring Valley

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Spring Valley itself: aid to households, or repair grants to the Village of Spring Valley.

Brought FEMA money into Spring ValleyDeclared for Greene County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$16K to the Village of Spring Valley for repairs

2004

Snow

$2K to the Village of Spring Valley for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$1K to the Village of Spring Valley for repairs

Greene County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Valley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Spring Valley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Spring Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.