Natural hazards · Sebring

Sebring, OH natural hazards

Most of the natural-hazard damage FEMA expects in Sebring comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sebring?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sebring to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes13%Hail6%Strong wind6%Everything else12%

By hazard

What Sebring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Above average · higher than 55% of U.S. places

Hail

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 5 times a year in the area

Strong wind

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sebring flood?

FEMA's records show no paid flood insurance claims in Sebring.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sebring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mahoning County.

Disasters that hit Sebring

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sebring itself: aid to households, or repair grants to the Village of Sebring.

Brought FEMA money into SebringDeclared for Mahoning County only

2004

Severe Storms and Flooding

3 households applied for aid $7K aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

6 households applied for aid $9K aid approved

Mahoning County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Sebring

Sebring and the towns around it

Very lowLowModerateHighVery high

Sebringmostly inland floodingVery low

Smithmostly inland floodingVery low

Maple Ridgemostly inland floodingVery low

Beloitmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sebring covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sebring’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sebring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sebring total about $704K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.