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Natural hazards · Beloit

Beloit, OH natural hazards

Most of the natural-hazard damage FEMA expects in Beloit comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Beloit?

8
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beloit to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes12%Hail7%Everything else16%
By hazard

What Beloit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Tornadoes

12% of expected damage
Above average · higher than 55% of U.S. places
Recorded about once every 65 years in the area

Hail

7% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beloit flood?

FEMA's records show no paid flood insurance claims in Beloit.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Beloit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mahoning County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Beloit

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beloit itself: aid to households, or repair grants to the Village of Beloit.

Brought FEMA money into BeloitDeclared for Mahoning County only
2004

Severe Storms and Flooding

4 households applied for aid $15K aid approved
2003

Tornadoes, Flooding, Severe Storms, and High Winds

9 households applied for aid $18K aid approved
2003

Severe Storms and Flooding

1 household applied for aid $4K aid approved
Mahoning County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Beloit

Beloit and the towns around it

Sebring: Very low, mostly inland floodingSmith: Very low, mostly inland floodingMaple Ridge: Very low, mostly inland floodingGoshen: Very low, mostly inland floodingDeerfield: Very low, mostly inland floodingLexington: Very low, mostly inland floodingKnox: Very low, mostly inland floodingBeloit: Very low, mostly inland flooding BeloitSebringSmith
Very lowLowModerateHighVery high
Sebringmostly inland floodingVery low
Beloitmostly inland floodingVery low
Smithmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beloit is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Beloit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Beloit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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