Natural hazards · Rossford

Rossford, OH natural hazards

Most of the natural-hazard damage FEMA expects in Rossford comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rossford?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rossford to be higher than in 17% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes21%Cold waves5%Everything else18%
By hazard

What Rossford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about once a year in the area

Tornadoes

21% of expected damage
Well above average · higher than 80% of U.S. places

Cold waves

5% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rossford flood?

Every paid claim on a federal flood insurance policy in Rossford, from FEMA’s records.

1paid claims since 1981
$904paid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Rossford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wood County.
Disasters that hit Rossford

Federal disasters declared here

None of the disasters declared for Wood County shows FEMA aid or repair money reaching Rossford itself in FEMA’s records.

Brought FEMA money into RossfordDeclared for Wood County only
Wood County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.
Around Rossford

Rossford and the towns around it

Perrysburg: Low, mostly inland floodingNorthwood: Low, mostly inland floodingPerrysburg: Low, mostly inland floodingMaumee: Low, mostly inland floodingToledo: Low, mostly inland floodingLake: Moderate, mostly inland floodingMiddleton: High, mostly inland floodingMonclova: Moderate, mostly inland floodingWaterville: Low, mostly inland floodingTroy: Low, mostly inland floodingWebster: High, mostly inland floodingOregon: Very low, mostly inland floodingWalbridge: Low, mostly inland floodingAllen: High, mostly inland floodingRossford: Very low, mostly inland flooding RossfordPerrysburgNorthwood
Very lowLowModerateHighVery high
Perrysburgmostly inland floodingLow
Northwoodmostly inland floodingLow
Rossfordmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rossford covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Rossford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rossford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rossford total about $737K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01