Natural hazards · Northwood

Northwood, OH natural hazards

Most of the natural-hazard damage FEMA expects in Northwood comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Northwood?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northwood to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding62%Tornadoes18%Everything else20%

By hazard

What Northwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 78% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Northwood flood?

Every paid claim on a federal flood insurance policy in Northwood, from FEMA’s records.

3paid claims since 1978

$14Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Northwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Northwood

Federal disasters declared here

None of the disasters declared for Wood County shows FEMA aid or repair money reaching Northwood itself in FEMA’s records.

Brought FEMA money into NorthwoodDeclared for Wood County only

Wood County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Northwood

Northwood and the towns around it

Very lowLowModerateHighVery high

Allenmostly inland floodingHigh

Lakemostly inland floodingModerate

Walbridgemostly inland floodingLow

Perrysburgmostly inland floodingLow

Northwoodmostly inland floodingLow

Rossfordmostly inland floodingVery low

Oregonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Northwood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Northwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Northwood total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.