Natural hazards · Rome

Rome, OH natural hazards

Most of the natural-hazard damage FEMA expects in Rome comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 53 claims here since 1991.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rome?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rome to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding82%Heat waves10%Everything else8%

By hazard

What Rome faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Heat waves

10% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rome flood?

Every paid claim on a federal flood insurance policy in Rome, from FEMA’s records.

53paid claims since 1991

$615Kpaid to owners

0homes flooded more than once

19912026

Biggest named events

Tropical Storm Ivan: 3 claims, $30K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rome isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

Disasters that hit Rome

Federal disasters declared here

None of the disasters declared for Lawrence County shows FEMA aid or repair money reaching Rome itself in FEMA’s records.

Brought FEMA money into RomeDeclared for Lawrence County only

Lawrence County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Rome

Rome and the towns around it

Very lowLowModerateHighVery high

Millermostly inland floodingVery high

Unionmostly inland floodingVery high

Romemostly inland floodingVery high

Guyanmostly inland floodingVery high

Crown Citymostly inland floodingVery high

Lesagemostly inland floodingVery high

Proctorvillemostly inland floodingVery high

Windsormostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rome covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Rome’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Rome. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rome total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.