Natural hazards · Proctorville

Proctorville, OH natural hazards

Most of the natural-hazard damage FEMA expects in Proctorville comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 30 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Proctorville?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Proctorville to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding82%Heat waves9%Everything else9%

By hazard

What Proctorville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Heat waves

9% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Proctorville flood?

Every paid claim on a federal flood insurance policy in Proctorville, from FEMA’s records.

30paid claims since 1978

$333Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 3 claims, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Proctorville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lawrence County.

What’s been done with FEMA grants

93flood-prone properties bought out and cleared

21homes raised above flood level

3flood-prone homes bought out and moved

Disasters that hit Proctorville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Proctorville itself: aid to households, or repair grants to the Village of Proctorville.

Brought FEMA money into ProctorvilleDeclared for Lawrence County only

2012

Severe Storms and Straight-Line Winds

$2K to the Village of Proctorville for repairs

2004

Severe Storms and Flooding

16 households applied for aid $32K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

22 households applied for aid $21K aid approved

Lawrence County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around Proctorville

Proctorville and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingVery high

Romemostly inland floodingVery high

Proctorvillemostly inland floodingVery high

Huntingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Proctorville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Proctorville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Proctorville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.