Natural hazards · Ripley

Ripley, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ripley comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 58 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ripley?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ripley to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else11%

By hazard

What Ripley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ripley flood?

Every paid claim on a federal flood insurance policy in Ripley, from FEMA’s records.

58paid claims since 1978

$939Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Not a named storm: 11 claims, $22K
Central U.S. April Flooding: 1 claim, $67K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ripley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brown County.

What’s been done with FEMA grants

6flood-prone properties bought out and cleared

Disasters that hit Ripley

Federal disasters declared here

None of the disasters declared for Brown County shows FEMA aid or repair money reaching Ripley itself in FEMA’s records.

Brought FEMA money into RipleyDeclared for Brown County only

Brown County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Ripley

Ripley and the towns around it

Very lowLowModerateHighVery high

Ripleymostly inland floodingVery high

Unionmostly inland floodingVery high

Maysvillemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ripley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ripley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ripley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.