Natural hazards · Maysville

Maysville, KY natural hazards

Most of the natural-hazard damage FEMA expects in Maysville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1997. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maysville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maysville to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes10%Strong wind7%Everything else10%

By hazard

What Maysville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 80% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maysville flood?

Every paid claim on a federal flood insurance policy in Maysville, from FEMA’s records.

4paid claims since 1997

$26Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maysville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mason County.

Disasters that hit Maysville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maysville itself: aid to households, or repair grants to the City of Maysville.

Brought FEMA money into MaysvilleDeclared for Mason County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides

4 households applied for aid

2010

Severe Storms, Flooding, and Mudslides

38 households applied for aid $186K aid approved

2004

Severe Storms, Tornadoes, Flooding, and Mudslides

3 households applied for aid $5K aid approved

2003

Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes

7 households applied for aid $19K aid approved

2003

Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and

39 households applied for aid $18K aid approved

Mason County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

Around Maysville

Maysville and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingVery high

Ripleymostly inland floodingVery high

Huntingtonmostly inland floodingVery high

Aberdeenmostly inland floodingVery high

Maysvillemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maysville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Maysville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Maysville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maysville total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.