Natural hazards · Ridgeville

Ridgeville, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ridgeville comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgeville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgeville to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes11%Everything else21%

By hazard

What Ridgeville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

11% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgeville flood?

FEMA's records show no paid flood insurance claims in Ridgeville.

of all homes
are insured

No community discount. Ridgeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Ridgeville

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Ridgeville itself in FEMA’s records.

Brought FEMA money into RidgevilleDeclared for Henry County only

Henry County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Ridgeville

Ridgeville and the towns around it

Very lowLowModerateHighVery high

Ridgevillemostly inland floodingHigh

Freedommostly inland floodingHigh

Adamsmostly inland floodingModerate

Springfieldmostly inland floodingLow

Germanmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgeville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridgeville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ridgeville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.