Natural hazards · Freedom

Freedom, OH natural hazards

Most of the natural-hazard damage FEMA expects in Freedom comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freedom?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freedom to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes11%Everything else21%

By hazard

What Freedom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

11% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freedom flood?

Every paid claim on a federal flood insurance policy in Freedom, from FEMA’s records.

16paid claims since 1981

$271Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Freedom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Freedom

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Freedom itself in FEMA’s records.

Brought FEMA money into FreedomDeclared for Henry County only

Henry County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Freedom

Freedom and the towns around it

Very lowLowModerateHighVery high

Napoleonmostly inland floodingHigh

Freedommostly inland floodingHigh

Ridgevillemostly inland floodingHigh

Clintonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freedom covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Freedom’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Freedom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Freedom total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.