Natural hazards · Plain

Plain, OH natural hazards

Most of the natural-hazard damage FEMA expects in Plain comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plain?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plain to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes22%Earthquakes5%Everything else19%

By hazard

What Plain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 80% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plain flood?

FEMA's records show no paid flood insurance claims in Plain.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Plain

Federal disasters declared here

None of the disasters declared for Wood County shows FEMA aid or repair money reaching Plain itself in FEMA’s records.

Brought FEMA money into PlainDeclared for Wood County only

Wood County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Plain

Plain and the towns around it

Very lowLowModerateHighVery high

Middletonmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Westonmostly inland floodingLow

Bowling Greenmostly inland floodingLow

Libertymostly inland floodingLow

Centermostly inland floodingLow

Plainmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plain covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Plain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Plain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plain total about $753K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.