Natural hazards · Bowling Green

Bowling Green, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bowling Green comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1982. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bowling Green?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowling Green to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes18%Everything else19%

By hazard

What Bowling Green faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bowling Green flood?

Every paid claim on a federal flood insurance policy in Bowling Green, from FEMA’s records.

2paid claims since 1982

$18Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bowling Green isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wood County.

Disasters that hit Bowling Green

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bowling Green itself: aid to households, or repair grants to the City of Bowling Green.

Brought FEMA money into Bowling GreenDeclared for Wood County only

2002

Severe Storms and Tornadoes

1 household applied for aid

Wood County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Bowling Green

Bowling Green and the towns around it

Very lowLowModerateHighVery high

Bowling Greenmostly inland floodingLow

Centermostly inland floodingLow

Plainmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowling Green covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Bowling Green’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Bowling Green. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bowling Green total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.