Natural hazards · Plain

Plain, OH natural hazards

Most of the natural-hazard damage FEMA expects in Plain comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plain?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plain to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Strong wind7%Everything else17%

By hazard

What Plain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 53% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 64 years in the area

Strong wind

7% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plain flood?

Every paid claim on a federal flood insurance policy in Plain, from FEMA’s records.

5paid claims since 1979

$28Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Plain

Federal disasters declared here

None of the disasters declared for Madison County shows FEMA aid or repair money reaching Plain itself in FEMA’s records.

Brought FEMA money into PlainDeclared for Madison County only

Madison County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plain is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Plain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Plain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.