Natural hazards · Perkins

Perkins, OH natural hazards

Most of the natural-hazard damage FEMA expects in Perkins comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 62 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perkins?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perkins to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes17%Everything else20%

By hazard

What Perkins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perkins flood?

Every paid claim on a federal flood insurance policy in Perkins, from FEMA’s records.

62paid claims since 1978

$973Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Late winter storms: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perkins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.

Disasters that hit Perkins

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Perkins itself: aid to households, or repair grants to the Township of Perkins.

Brought FEMA money into PerkinsDeclared for Erie County only

2004

Snow

$22K to the Township of Perkins for repairs

Erie County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Perkins

Perkins and the towns around it

Very lowLowModerateHighVery high

Oxfordmostly inland floodingModerate

Bloomingvillemostly inland floodingModerate

Huronmostly inland floodingLow

Perkinsmostly inland floodingLow

Margarettamostly inland floodingLow

Sanduskymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perkins covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Perkins’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Perkins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perkins total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.