Natural hazards · Margaretta

Margaretta, OH natural hazards

Most of the natural-hazard damage FEMA expects in Margaretta comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Margaretta?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Margaretta to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes18%Everything else22%

By hazard

What Margaretta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 93 years in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Margaretta flood?

Every paid claim on a federal flood insurance policy in Margaretta, from FEMA’s records.

8paid claims since 1980

$25Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Margaretta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.

Disasters that hit Margaretta

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Margaretta itself: aid to households, or repair grants to the Township of Margaretta.

Brought FEMA money into MargarettaDeclared for Erie County only

2004

Snow

$4K to the Township of Margaretta for repairs

Erie County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Margaretta

Margaretta and the towns around it

Very lowLowModerateHighVery high

Grotonmostly inland floodingModerate

Townsendmostly inland floodingLow

Perkinsmostly inland floodingLow

Margarettamostly inland floodingLow

Portagemostly inland floodingLow

Danburymostly inland floodingLow

Sanduskymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Margaretta covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Margaretta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Margaretta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Margaretta total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.