Natural hazards · Olmsted

Olmsted, OH natural hazards

Most of the natural-hazard damage FEMA expects in Olmsted comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 2004. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Olmsted?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Olmsted to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding63%Cold waves19%Tornadoes10%Everything else8%

By hazard

What Olmsted faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 3 times a year in the area

Cold waves

19% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Olmsted flood?

Every paid claim on a federal flood insurance policy in Olmsted, from FEMA’s records.

4paid claims since 2004

$63Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Late winter storms: 1 claim, $29K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Olmsted isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuyahoga County.

Disasters that hit Olmsted

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Olmsted itself: aid to households, or repair grants to the Township of Olmsted.

Brought FEMA money into OlmstedDeclared for Cuyahoga County only

2012

Severe Storms and Flooding Due to the Remnants of Hurricane Sandy

$13K to the Township of Olmsted for repairs

Cuyahoga County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Olmsted

Olmsted and the towns around it

Very lowLowModerateHighVery high

Brook Parkmostly inland floodingModerate

Olmsted Fallsmostly inland floodingLow

Olmstedmostly inland floodingVery low

North Ridgevillemostly inland floodingVery low

North Olmstedmostly inland floodingVery low

Bereamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Olmsted covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Olmsted’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Olmsted. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Olmsted total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.