Natural hazards · North Olmsted

North Olmsted, OH natural hazards

Most of the natural-hazard damage FEMA expects in North Olmsted comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 44 claims here since 2004. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Olmsted?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Olmsted to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves20%Tornadoes11%Everything else9%

By hazard

What North Olmsted faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 3 times a year in the area

Cold waves

20% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Olmsted flood?

Every paid claim on a federal flood insurance policy in North Olmsted, from FEMA’s records.

44paid claims since 2004

$233Kpaid to owners

6homes flooded more than once

20042026

Biggest named events

Late winter storms: 13 claims, $52K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Olmsted isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuyahoga County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit North Olmsted

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Olmsted itself: aid to households, or repair grants to the City of North Olmsted.

Brought FEMA money into North OlmstedDeclared for Cuyahoga County only

2012

Severe Storms and Flooding Due to the Remnants of Hurricane Sandy

$129K to the City of North Olmsted for repairs

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

2 households applied for aid

2004

Severe Storms and Flooding

8 households applied for aid $1K aid approved $5K to the City of North Olmsted for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

17 households applied for aid $24K aid approved

Cuyahoga County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around North Olmsted

North Olmsted and the towns around it

Very lowLowModerateHighVery high

Brook Parkmostly inland floodingModerate

Olmstedmostly inland floodingVery low

North Ridgevillemostly inland floodingVery low

Westlakemostly inland floodingVery low

Fairview Parkmostly inland floodingVery low

North Olmstedmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Olmsted covers 10 census tracts, combined by population.

Money that reached townFlood claims are matched to North Olmsted’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of North Olmsted. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Olmsted total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.