Oak Harbor, OH housing market
The typical Oak Harbor home is worth about $215,000, up 0.8% in a year, 14% below the Ohio typical home. Homes typically sell in 46 days, below asking.
Home values, sales, trends and how Oak Harbor compares with the towns next door — updated as new data is published.
Oak Harbor at a glance
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Typical home value, 2016–2026
Show as a table
| January | Oak Harbor | Ohio |
|---|---|---|
| 2017 | $123,000 | $133,000 |
| 2018 | $129,000 | $141,000 |
| 2019 | $139,000 | $150,000 |
| 2020 | $153,000 | $158,000 |
| 2021 | $167,000 | $178,000 |
| 2022 | $184,000 | $195,000 |
| 2023 | $196,000 | $211,000 |
| 2024 | $202,000 | $224,000 |
| 2025 | $213,000 | $237,000 |
| 2026 | $212,000 | $245,000 |
| August 2026 | $215,000 | $249,000 |
6 new homes permitted in 2025
Builders were permitted 6 new homes in Oak Harbor in 2025, all single-family houses, worth about $2.2 million to build. That's 2.6 per 1,000 residents, slower than across Ohio (3.3). Over the past 10 years, Oak Harbor has permitted 31 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Oak Harbor gained 62 residents while 26 new homes were permitted: about 2.4 new residents per new home. Building and growth moved roughly in step. Across Ohio: 1.3 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 6 | 6 | 0 | $2.2 million |
| 2025 | 6 | 6 | 0 | $2.2 million |
| 2024 | 4 | 4 | 0 | $1.4 million |
| 2023 | 1 | 1 | 0 | $344,000 |
| 2022 | 7 | 7 | 0 | $2.2 million |
| 2021 | 2 | 2 | 0 | $570,000 |
| 2020 | 2 | 2 | 0 | $557,000 |
| 2019 | 3 | 3 | 0 | $812,000 |
| 2018 | 2 | 2 | 0 | $429,000 |
| 2017 | 3 | 3 | 0 | $650,000 |
| 2016 | 1 | 1 | 0 | $209,000 |
| 2015 | 4 | 4 | 0 | $806,000 |
| 2014 | 3 | 3 | 0 | $706,000 |
| 2013 | 3 | 3 | 0 | $661,000 |
| 2012 | 3 | 3 | 0 | $639,000 |
| 2011 | 2 | 2 | 0 | $403,000 |
| 2010 | 2 | 2 | 0 | $387,000 |
| 2009 | 28 | 4 | 24 | $3 million |
| 2008 | 5 | 5 | 0 | $1 million |
| 2007 | 11 | 11 | 0 | $2.1 million |
| 2006 | 8 | 8 | 0 | $1.5 million |
| 2005 | 9 | 9 | 0 | $1.6 million |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 6 | 6 | 0 | $738,000 |
| 2002 | 11 | 11 | 0 | $1.3 million |
| 2001 | 8 | 8 | 0 | $895,000 |
| 2000 | 10 | 10 | 0 | $1.1 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
4.7 years of income
The typical Oak Harbor home costs about 4.7 years of the town's median household income, more than across Ohio (3.5 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,070
HUD's Fair Market Rent for a two-bedroom in Oak Harbor is $1,070 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Oak Harbor pay a median of $843, so moving in tends to cost more than staying put. A two-bedroom takes about 28% of the town's median household income.
Studio $780 · 4 bedrooms $1,640
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (43449; Ottawa County, OH HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.