Natural hazards · Northbrook

Northbrook, OH natural hazards

Most of the natural-hazard damage FEMA expects in Northbrook comes from tornadoes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1993.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Northbrook?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northbrook to be higher than in 23% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes31%Inland flooding31%Heat waves17%Cold waves11%Everything else10%

By hazard

What Northbrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

31% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

31% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 5 times a year in the area

Heat waves

17% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

11% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Northbrook flood?

Every paid claim on a federal flood insurance policy in Northbrook, from FEMA’s records.

1paid claims since 1993

$2Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Northbrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Northbrook

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Northbrook itself in FEMA’s records.

Brought FEMA money into NorthbrookDeclared for Hamilton County only

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Northbrook

Northbrook and the towns around it

Very lowLowModerateHighVery high

Skyline Acresmostly inland floodingLow

Colerainmostly inland floodingLow

Northbrookmostly tornadoesLow

Springfieldmostly inland floodingLow

Groesbeckmostly inland floodingVery low

Northgatemostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northbrook covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Northbrook’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Northbrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Northbrook total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.