Natural hazards · Lick

Lick, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lick comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 66 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lick?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lick to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding78%Heat waves7%Tornadoes5%Everything else10%

By hazard

What Lick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 2 times a year in the area

Heat waves

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

5% of expected damage

Above average · higher than 53% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lick flood?

Every paid claim on a federal flood insurance policy in Lick, from FEMA’s records.

66paid claims since 1978

$677Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Lick

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lick itself: aid to households, or repair grants to the Township of Lick.

Brought FEMA money into LickDeclared for Jackson County only

2018

Severe Storms, Landslides, and Mudslides

$167K to the Township of Lick for repairs

2012

Severe Storms and Straight-Line Winds

$3K to the Township of Lick for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$25K to the Township of Lick for repairs

Jackson County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Lick

Lick and the towns around it

Very lowLowModerateHighVery high

Coalmostly inland floodingModerate

Lickmostly inland floodingLow

Miltonmostly inland floodingLow

Libertymostly inland floodingLow

Franklinmostly inland floodingVery low

Jacksonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lick covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lick’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lick total about $955K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.