Natural hazards · Jackson

Jackson, OH natural hazards

Most of the natural-hazard damage FEMA expects in Jackson comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 86 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jackson?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jackson to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding71%Heat waves10%Tornadoes6%Everything else14%

By hazard

What Jackson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Heat waves

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 50% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jackson flood?

Every paid claim on a federal flood insurance policy in Jackson, from FEMA’s records.

86paid claims since 1978

$1.3Mpaid to owners

14homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jackson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

What’s been done with FEMA grants

36flood-prone properties bought out and cleared

Disasters that hit Jackson

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jackson itself: aid to households, or repair grants to the City of Jackson.

Brought FEMA money into JacksonDeclared for Jackson County only

2019

Severe Storms, Flooding, and Landslides

$58K to the City of Jackson for repairs

2012

Severe Storms and Straight-Line Winds

$169K to the City of Jackson for repairs

2011

Severe Storms and Flooding

$75K to the City of Jackson for repairs

2003

Severe Winter Storm and Record/Near Record Snow

47 households applied for aid $53K aid approved $26K to the City of Jackson for repairs

Jackson County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Jackson

Jackson and the towns around it

Very lowLowModerateHighVery high

Lickmostly inland floodingLow

Libertymostly inland floodingLow

Franklinmostly inland floodingVery low

Jacksonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jackson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jackson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jackson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.