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Natural hazards in Jackson Township · FEMA

Jackson Township is calmer than 82% of U.S. communities

Most of the natural-hazard damage FEMA expects in Jackson Township comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2019.

18Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 18% of U.S. places
Main hazard
Inland flooding
46% of expected damage
Flood claims
1
paid since 2019 · $1.0M
Disasters paid out here
0
of 12 declared for Shelby County
Expected yearly loss
$1.5M
buildings, people and crops

What stands out about Jackson Township’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Jackson Township?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 18% of U.S. communities, mostly from inland flooding and earthquakes.

Where Jackson Township sits
Jackson Township
Very lowLowModerateHighVery high

Calmer than 1,853 of the 2,573 Ohio towns we cover.

Jackson Township covers 1 census tract, combined by population.

What drives the damage
Inland flooding46%Earthquakes22%Tornadoes14%Everything else18%
Next door

Jackson Township and its neighbors

Jackson Township has the lowest rating of the 5 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
Bloomfield TownshipModerateinland flooding10
Clay TownshipLowinland flooding0
Jackson TownshipVery lowinland flooding1
Dinsmore TownshipVery lowinland flooding0
Salem TownshipVery lowinland flooding0

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Flood insurance claims

Does Jackson Township flood? Rarely: 1 flood claim since 2019

Every paid claim on a federal flood insurance policy in Jackson Township, from FEMA’s records.

Paid flood claims, by year
2019: 1 claim2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 2019
20192026
1
paid claims since 2019
$1.0M
paid to owners
0
homes flooded more than once
$1.0M
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Jackson Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.
By hazard

What Jackson Township faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

46%of expected damage
Well below average · higher than 13% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

22%of expected damage
Well above average · higher than 79% of U.S. places

Tornadoes

14%of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 20 years in the area
Lower here
🌀 Hurricanes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Shelby County shows FEMA aid or repair money reaching Jackson Township itself in FEMA’s records.

Disasters declared, by decade
Paid out in Jackson TownshipShelby County only

Shelby County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Be ready

Get ready for what Jackson Township actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in June–August

The month each of Shelby County’s 12 declared disasters began, since 1953.

1J
1F
M
1A
M
1J
2J
3A
1S
O
N
2D
Severe stormsWinter stormsHurricanesTornadoes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Jackson Township’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Jackson Township.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Jackson Township, expected losses total about $1.5M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Jackson Township.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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