Natural hazards · Dinsmore

Dinsmore, OH natural hazards

Most of the natural-hazard damage FEMA expects in Dinsmore comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dinsmore?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dinsmore to be higher than in 18% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding46%Earthquakes22%Tornadoes14%Everything else18%

By hazard

What Dinsmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

22% of expected damage

Well above average · higher than 79% of U.S. places

Tornadoes

14% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 20 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dinsmore flood?

FEMA's records show no paid flood insurance claims in Dinsmore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dinsmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

Disasters that hit Dinsmore

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Dinsmore itself: aid to households, or repair grants to the Township of Dinsmore.

Brought FEMA money into DinsmoreDeclared for Shelby County only

2004

Severe Winter Storms, Flooding, and Mudslides

$2K to the Township of Dinsmore for repairs

2004

Snow

$2K to the Township of Dinsmore for repairs

Shelby County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Dinsmore

Dinsmore and the towns around it

Very lowLowModerateHighVery high

Pushetamostly inland floodingLow

Van Burenmostly inland floodingLow

Dinsmoremostly inland floodingVery low

Jacksonmostly inland floodingVery low

Franklinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dinsmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Dinsmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Dinsmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.