Natural hazards · Huron

Huron, OH natural hazards

Most of the natural-hazard damage FEMA expects in Huron comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 121 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huron?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huron to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding62%Tornadoes17%Everything else21%

By hazard

What Huron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huron flood?

Every paid claim on a federal flood insurance policy in Huron, from FEMA’s records.

121paid claims since 1979

$1.1Mpaid to owners

16homes flooded more than once

19792026

Biggest named events

Late winter storms: 1 claim, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.

Disasters that hit Huron

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Huron itself: aid to households, or repair grants to the City of Huron.

Brought FEMA money into HuronDeclared for Erie County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

41 households applied for aid $47K aid approved

Erie County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Huron

Huron and the towns around it

Very lowLowModerateHighVery high

Huronmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huron covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Huron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Huron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Huron total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.