Natural hazards · Grand River

Grand River, OH natural hazards

Most of the natural-hazard damage FEMA expects in Grand River comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grand River?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grand River to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding73%Tornadoes9%Everything else18%

By hazard

What Grand River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Above average · higher than 51% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grand River flood?

Every paid claim on a federal flood insurance policy in Grand River, from FEMA’s records.

15paid claims since 1978

$484Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Late winter storms: 1 claim, $68K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grand River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Grand River

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grand River itself: aid to households, or repair grants to the Village of Grand River.

Brought FEMA money into Grand RiverDeclared for Lake County only

2008

Record Snow and Near Record Snow

$3K to the Village of Grand River for repairs

2006

Severe Storms, Straight Line Winds, and Flooding

14 households applied for aid $15K aid approved $2K to the Village of Grand River for repairs

Lake County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Grand River

Grand River and the towns around it

Very lowLowModerateHighVery high

Fairport Harbormostly inland floodingModerate

Painesvillemostly inland floodingLow

Mentormostly inland floodingVery low

Grand Rivermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grand River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grand River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Grand River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.