Natural hazards · Fairport Harbor

Fairport Harbor, OH natural hazards

Most of the natural-hazard damage FEMA expects in Fairport Harbor comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 2005. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairport Harbor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairport Harbor to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding84%Tornadoes5%Everything else11%

By hazard

What Fairport Harbor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 51% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairport Harbor flood?

Every paid claim on a federal flood insurance policy in Fairport Harbor, from FEMA’s records.

14paid claims since 2005

$293Kpaid to owners

2homes flooded more than once

20052026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairport Harbor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Fairport Harbor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fairport Harbor itself: aid to households, or repair grants to the Village of Fairport Harbor.

Brought FEMA money into Fairport HarborDeclared for Lake County only

2008

Record Snow and Near Record Snow

$7K to the Village of Fairport Harbor for repairs

2006

Severe Storms, Straight Line Winds, and Flooding

95 households applied for aid $126K aid approved $51K to the Village of Fairport Harbor for repairs

Lake County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Fairport Harbor

Fairport Harbor and the towns around it

Very lowLowModerateHighVery high

Fairport Harbormostly inland floodingModerate

Painesvillemostly inland floodingLow

Grand Rivermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairport Harbor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fairport Harbor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fairport Harbor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairport Harbor total about $839K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.