Natural hazards · Cheviot

Cheviot, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cheviot comes from tornadoes, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cheviot?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cheviot to be higher than in 12% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes32%Inland flooding27%Heat waves16%Cold waves10%Earthquakes10%Everything else6%

By hazard

What Cheviot faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

32% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

27% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 5 times a year in the area

Heat waves

16% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

10% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cheviot flood?

FEMA's records show no paid flood insurance claims in Cheviot.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cheviot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Cheviot

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cheviot itself: aid to households, or repair grants to the City of Cheviot.

Brought FEMA money into CheviotDeclared for Hamilton County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$33K to the City of Cheviot for repairs

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Cheviot

Cheviot and the towns around it

Very lowLowModerateHighVery high

Greenmostly inland floodingLow

Cincinnatimostly inland floodingLow

Bridgetownmostly inland floodingVery low

Monfort Heightsmostly inland floodingVery low

Cheviotmostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cheviot covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Cheviot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cheviot. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cheviot total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.