Natural hazards · Bridgetown

Bridgetown, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bridgetown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bridgetown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bridgetown to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes30%Heat waves14%Cold waves9%Earthquakes8%Everything else5%

By hazard

What Bridgetown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

30% of expected damage

Well above average · higher than 95% of U.S. places

Heat waves

14% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

9% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bridgetown flood?

Every paid claim on a federal flood insurance policy in Bridgetown, from FEMA’s records.

2paid claims since 1978

$285paid to owners

0homes flooded more than once

19782026

Biggest named events

Not a named storm: 2 claims, $285

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bridgetown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Bridgetown

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Bridgetown itself in FEMA’s records.

Brought FEMA money into BridgetownDeclared for Hamilton County only

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Bridgetown

Bridgetown and the towns around it

Very lowLowModerateHighVery high

Dentmostly inland floodingModerate

Greenmostly inland floodingLow

Cincinnatimostly inland floodingLow

Covedalemostly inland floodingLow

Mackmostly inland floodingLow

Bridgetownmostly inland floodingVery low

Monfort Heightsmostly inland floodingVery low

Cheviotmostly tornadoesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bridgetown covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Bridgetown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bridgetown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bridgetown total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.