Natural hazards · Cadiz

Cadiz, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cadiz comes from inland flooding, and overall the risk is very low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cadiz?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cadiz to be higher than in 1% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding45%Strong wind28%Tornadoes8%Hail6%Everything else13%

By hazard

What Cadiz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Strong wind

28% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 82 years in the area

Hail

6% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cadiz flood?

FEMA's records show no paid flood insurance claims in Cadiz.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cadiz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Cadiz

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cadiz itself: aid to households, or repair grants to the Village of Cadiz.

Brought FEMA money into CadizDeclared for Harrison County only

2012

Severe Storms and Straight-Line Winds

$3K to the Village of Cadiz for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$12K to the Village of Cadiz for repairs

2004

Severe Storms and Flooding

18 households applied for aid $34K aid approved $10K to the Village of Cadiz for repairs

2004

Severe Storms, Flooding, Mudslides, and Landslides

$5K to the Village of Cadiz for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$8K to the Village of Cadiz for repairs

Harrison County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

Around Cadiz

Cadiz and the towns around it

Very lowLowModerateHighVery high

Short Creekmostly inland floodingModerate

Greenmostly inland floodingLow

Archermostly inland floodingLow

Cadizmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cadiz is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cadiz’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cadiz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.