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Natural hazards · Cadiz

Cadiz, OH natural hazards

Most of the natural-hazard damage FEMA expects in Cadiz comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2004. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cadiz?

1
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cadiz to be higher than in 1% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding45%Strong wind28%Tornadoes8%Hail6%Everything else13%
By hazard

What Cadiz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Well below average · higher than 4% of U.S. places
Recorded about once a year in the area

Strong wind

28% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 49% of U.S. places
Recorded about once every 82 years in the area

Hail

6% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cadiz flood?

Every paid claim on a federal flood insurance policy in Cadiz, from FEMA’s records.

1paid claims since 2004
$4Kpaid to owners
0homes flooded more than once
20042026

Biggest named events

  • Tropical Storm Ivan: 1 claim, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Cadiz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.
Disasters that hit Cadiz

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cadiz itself: aid to households, or repair grants to the Township of Cadiz.

Brought FEMA money into CadizDeclared for Harrison County only
2004

Severe Winter Storms, Flooding, and Mudslides

$8K to the Township of Cadiz for repairs
2004

Severe Storms and Flooding

$19K to the Township of Cadiz for repairs
2004

Severe Storms, Flooding, Mudslides, and Landslides

$76K to the Township of Cadiz for repairs
Harrison County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.
Around Cadiz

Cadiz and the towns around it

Athens: Very low, mostly inland floodingCadiz: Very low, mostly inland floodingArcher: Low, mostly inland floodingGreen: Low, mostly inland floodingShort Creek: Moderate, mostly inland floodingNottingham: Low, mostly inland floodingStock: Low, mostly inland floodingMoorefield: Moderate, mostly inland floodingWheeling: Low, mostly inland floodingRumley: Low, mostly inland floodingNorth: Low, mostly inland floodingWayne: Very low, mostly inland floodingGerman: Low, mostly inland floodingSmithfield: Moderate, mostly inland floodingWashington: Low, mostly inland floodingFranklin: Low, mostly inland floodingDeersville: Low, mostly inland floodingCadiz: Very low, mostly inland flooding CadizAthensCadizArcherGreenShort CreekNottinghamStock
Very lowLowModerateHighVery high
Short Creekmostly inland floodingModerate
Nottinghammostly inland floodingLow
Archermostly inland floodingLow
Greenmostly inland floodingLow
Stockmostly inland floodingLow
Cadizmostly inland floodingVery low
Athensmostly inland floodingVery low
Cadizmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cadiz covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cadiz’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Cadiz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cadiz total about $608K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Cadiz, OHHarrison CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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