Natural hazards · Bradford

Bradford, OH natural hazards

Most of the natural-hazard damage FEMA expects in Bradford comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bradford?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bradford to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes15%Earthquakes10%Strong wind6%Everything else12%

By hazard

What Bradford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 38 years in the area

Earthquakes

10% of expected damage

Above average · higher than 70% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bradford flood?

FEMA's records show no paid flood insurance claims in Bradford.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bradford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miami County.

Disasters that hit Bradford

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bradford itself: aid to households, or repair grants to the Village of Bradford.

Brought FEMA money into BradfordDeclared for Miami County only

2024

Tornadoes

15 households applied for aid $3K aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

12 households applied for aid $9K aid approved

Miami County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bradford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bradford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Bradford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Bradford, OH natural hazards

How exposed is Bradford?

What Bradford faces

Inland flooding

Tornadoes

Earthquakes

Strong wind

Lower here

Not a risk here

Does Bradford flood?

2 federal disasters brought FEMA money here

Tornadoes

Severe Winter Storms, Flooding, and Mudslides

How to read this page

Where to, neighbor?

Matches

Nearby