Natural hazards · Arcanum

Arcanum, OH natural hazards

Most of the natural-hazard damage FEMA expects in Arcanum comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2005. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arcanum?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arcanum to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes28%Earthquakes9%Strong wind6%Everything else8%

By hazard

What Arcanum faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 24 years in the area

Earthquakes

9% of expected damage

Above average · higher than 71% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arcanum flood?

Every paid claim on a federal flood insurance policy in Arcanum, from FEMA’s records.

5paid claims since 2005

$30Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arcanum isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Darke County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Arcanum

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Arcanum itself: aid to households, or repair grants to the Village of Arcanum.

Brought FEMA money into ArcanumDeclared for Darke County only

2024

Tornadoes

2 households applied for aid

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

1 household applied for aid

2004

Severe Winter Storms, Flooding, and Mudslides

3 households applied for aid $2K aid approved

2004

Snow

$4K to the Village of Arcanum for repairs

2003

Severe Storms and Flooding

3 households applied for aid

2003

Severe Winter Storm and Record/Near Record Snow

$3K to the Village of Arcanum for repairs

Darke County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arcanum is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Arcanum’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Arcanum. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Arcanum, OH natural hazards

How exposed is Arcanum?

What Arcanum faces

Inland flooding

Tornadoes

Earthquakes

Strong wind

Lower here

Not a risk here

Does Arcanum flood?

What’s been done with FEMA grants

6 federal disasters brought FEMA money here

Tornadoes

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

Severe Winter Storms, Flooding, and Mudslides

Snow

Severe Storms and Flooding

Severe Winter Storm and Record/Near Record Snow

How to read this page

Where to, neighbor?

Matches

Nearby