Natural hazards · Amsterdam

Amsterdam, OH natural hazards

Most of the natural-hazard damage FEMA expects in Amsterdam comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amsterdam?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amsterdam to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Amsterdam faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amsterdam flood?

FEMA's records show no paid flood insurance claims in Amsterdam.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amsterdam isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Amsterdam

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Amsterdam itself: aid to households, or repair grants to the Village of Amsterdam.

Brought FEMA money into AmsterdamDeclared for Jefferson County only

2004

Severe Winter Storms, Flooding, and Mudslides

1 household applied for aid $5K aid approved

2004

Severe Storms and Flooding

17 households applied for aid $48K aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

4 households applied for aid $13K aid approved

Jefferson County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Amsterdam

Amsterdam and the towns around it

Very lowLowModerateHighVery high

Amsterdammostly inland floodingModerate

Springfieldmostly inland floodingModerate

Loudonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amsterdam is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Amsterdam’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Amsterdam. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.