Natural hazards · Loudon
Loudon, OH natural hazards
Most of the natural-hazard damage FEMA expects in Loudon comes from inland flooding, and overall the risk is low for a U.S. community.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsExpected damage
How exposed is Loudon?
Low
vs. U.S. communitiesFEMA expects yearly storm and flood damage to homes and buildings in Loudon to be higher than in 28% of U.S. communities, mostly from inland flooding.
Inland flooding71%Lightning5%Everything else24%
By hazard
What Loudon faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
71% of expected damage
Above average · higher than 54% of U.S. places
Recorded about 2 times a year in the area
Lightning
5% of expected damage
Well below average · higher than 20% of U.S. places
Lower here
HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims
Does Loudon flood?
FEMA's records show no paid flood insurance claims in Loudon.
of homes in flood zones
are insured
are insured
of all homes
are insured
are insured
No community discount. Loudon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.
Disasters that hit Loudon
Federal disasters declared here
None of the disasters declared for Carroll County shows FEMA aid or repair money reaching Loudon itself in FEMA’s records.
Brought FEMA money into LoudonDeclared for Carroll County only
Carroll County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.
Around Loudon
Loudon and the towns around it
Very lowLowModerateHigh