Natural hazards · Warrensburg

Warrensburg, NY natural hazards

Most of the natural-hazard damage FEMA expects in Warrensburg comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warrensburg?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warrensburg to be higher than in 54% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding64%Cold waves22%Everything else14%

By hazard

What Warrensburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warrensburg flood?

Every paid claim on a federal flood insurance policy in Warrensburg, from FEMA’s records.

3paid claims since 1981

$12Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Warrensburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Warrensburg

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warrensburg itself: aid to households, or repair grants to the Town of Warrensburg.

Brought FEMA money into WarrensburgDeclared for Warren County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$82K to the Town of Warrensburg for repairs

2011

Hurricane Irene

4 households applied for aid $261 aid approved $208K to the Town of Warrensburg for repairs

2010

Severe Storms and Flooding

$41K to the Town of Warrensburg for repairs

Warren County has had 14 natural disasters declared since 1953, most often floods and hurricanes.

Around Warrensburg

Warrensburg and the towns around it

Very lowLowModerateHighVery high

Thurmanmostly inland floodingHigh

Stony Creekmostly inland floodingHigh

Horiconmostly inland floodingHigh

Chestermostly inland floodingHigh

Lake Luzernemostly inland floodingHigh

Warrensburgmostly inland floodingModerate

Boltonmostly inland floodingLow

Lake Georgemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warrensburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Warrensburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Warrensburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Warrensburg total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.