Natural hazards · Bolton

Bolton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Bolton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bolton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bolton to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves15%Everything else13%

By hazard

What Bolton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bolton flood?

Every paid claim on a federal flood insurance policy in Bolton, from FEMA’s records.

5paid claims since 1978

$40Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Bolton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Bolton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bolton itself: aid to households, or repair grants to the Town of Bolton.

Brought FEMA money into BoltonDeclared for Warren County only

2019

Severe Storms, Straight-Line Winds, and Flooding

$642K to the Town of Bolton for repairs

2013

Severe Storms and Flooding

$25K to the Town of Bolton for repairs

2011

Hurricane Irene

$36K to the Town of Bolton for repairs

2010

Severe Storms and Flooding

$9K to the Town of Bolton for repairs

2004

Severe Storms and Flooding

$156K to the Town of Bolton for repairs

1999

Hurricane Floyd Major Disaster Declarations

$5K to the Town of Bolton for repairs

Warren County has had 14 natural disasters declared since 1953, most often floods and hurricanes.

Around Bolton

Bolton and the towns around it

Very lowLowModerateHighVery high

Dresdenmostly inland floodingHigh

Horiconmostly inland floodingHigh

Haguemostly inland floodingHigh

Warrensburgmostly inland floodingModerate

Boltonmostly inland floodingLow

Fort Annmostly inland floodingLow

Lake Georgemostly inland floodingLow

Queensburymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bolton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bolton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bolton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bolton total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.