Natural hazards · Tusten

Tusten, NY natural hazards

Most of the natural-hazard damage FEMA expects in Tusten comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 39 claims here since 1996. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Tusten?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tusten to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding84%Cold waves5%Everything else11%

By hazard

What Tusten faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Tusten flood?

Every paid claim on a federal flood insurance policy in Tusten, from FEMA’s records.

39paid claims since 1996

$1.3Mpaid to owners

8homes flooded more than once

19962026

Biggest named events

Torrential rain: 9 claims, $63K
Tropical Storm Lee: 1 claim, $24K
Hurricane Ida: 1 claim, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Tusten isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sullivan County.

Disasters that hit Tusten

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tusten itself: aid to households, or repair grants to the Town of Tusten.

Brought FEMA money into TustenDeclared for Sullivan County only

2006

Severe Storms and Flooding

$426K to the Town of Tusten for repairs

2005

Severe Storms and Flooding

$114K to the Town of Tusten for repairs

2004

Tropical Depression Ivan

$334K to the Town of Tusten for repairs

2004

Severe Storms and Flooding

$37K to the Town of Tusten for repairs

2003

Snow

$11K to the Town of Tusten for repairs

2002

Snowstorms

$24K to the Town of Tusten for repairs

2000

Severe Storms and Flooding

$1.0M to the Town of Tusten for repairs

Sullivan County has had 26 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Tusten

Tusten and the towns around it

Very lowLowModerateHighVery high

Tustenmostly inland floodingHigh

Damascusmostly inland floodingModerate

Highlandmostly inland floodingModerate

Berlinmostly inland floodingModerate

Cochectonmostly inland floodingLow

Lackawaxenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tusten covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Tusten’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Tusten. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tusten total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.